Disclaimer
Our tools and guides are built carefully and checked, but they are aids, not professionals. Please read this before relying on a result.
Last updated
Estimates, not advice
The GST, EMI, SIP, percentage and age calculators perform arithmetic on the numbers you enter. The invoice generator lays out the details you provide. None of them is tax, legal, accounting, financial or investment advice, and none of them knows your full situation.
Tax rules change
GST rates, invoice requirements and thresholds are set by the government and change from time to time. Our pages state when they were last checked and link to official sources such as the CGST Rules on cbic-gst.gov.in. Always confirm the rate for your HSN or SAC code and your obligations, including e-invoicing, on the GST portal or with a chartered accountant.
Investments carry risk
SIP and lump-sum results assume a constant rate of return that real markets do not deliver. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Loans
EMI results use the standard reducing-balance formula. Your lender's figures may differ because of fees, insurance, rounding, the first EMI date and rate changes on floating-rate loans.
QR codes, links and payments
Always scan and test QR codes and links before printing or sharing them, and make a small test payment to a new UPI code. We are not responsible for payments sent to a wrong or altered UPI ID.
Third-party names
Google, WhatsApp, UPI, Google Pay, PhonePe, Paytm and other names are trademarks of their owners. CrizaTools is not affiliated with or endorsed by them.
Advertising
Ads on this site are provided by third parties. Their appearance is not an endorsement by Criza Labs.
No responsibility
Everything on this site is provided free and "as is", and you use it at your own risk. To the fullest extent the law allows, Criza Labs accepts no responsibility or liability for any loss arising from your use of the tools, their results or this content. The terms of use set this out in full.
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